View of the ocean and mountains in Santa Barbara, California, from across the tops of palm trees and the red tile roofs of the city buildings

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Dream of Living in Santa Barbara in 2024? Here Are 11 Things To Know About Life in This Coastal Paradise

Santa Barbara California

by Alex Keight Posted on September 3, 2024

Ever wonder what it’s like to live in paradise? Living in Santa Barbara comes pretty darn close. Just ask anyone who’s already made the move. Stunning cliffside views, pristine beaches, a gorgeous Mediterranean climate, historic architecture, and a sense of community — Santa Barbara offers all of that and more.

It’s easy to see why the area is often referred to as the “American Riviera.” The breathtaking views extend from the Pacific Coast, through the city, and up into the trails of the Santa Ynez Mountains (and, some would argue, even out to the nearby wine country). Within the city limits, you’ll find top-notch schools, rich history and local culture, and excellent options for when you want to be wined and dined. We could go on and on.

But is life in Santa Barbara beauty and breezes all the time? And would it feel like living in paradise to you? Before making the move, here are 11 things we think you should know about living in Santa Barbara.

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Q: Is Santa Barbara a good place to live?
A: Absolutely. If you can swing the steep Santa Barbara cost of living, you’ll love its beaches, top-tier schools, wine-and-dine culture, plethora of soothing outdoor activities, and 283 days of sunshine per year.

Living in Santa Barbara at a Glance

Santa Barbara is located along the Pacific Coast, just 97 miles (about a two-hour drive) northwest of Los Angeles.
Around 86,500 people call the city of Santa Barbara home.
Even though Santa Barbara is a college town, it’s also popular with retirees, leaving the 2023 median age hovering close to 40 years old.

A family of four walking on one of the Santa Barbara beaches. The mountains can be seen in the background. — Known as the “American Riviera,” Santa Barbara offers breathtaking views from the Pacific Coast up into the trails of the Santa Ynez Mountains.
(Source: Visit Santa Barbara via Facebook)

1. Living in Paradise Ain’t Cheap.

A good question to ask before making the move: Is Santa Barbara expensive? Unfortunately, the answer is yes. But living in Santa Barbara isn’t just expensive. It’s one of the most expensive cities in California, and possibly the most expensive city in Central California. According to BestPlaces, the cost of living in Santa Barbara is nearly 55 percent higher than the national average — ouch!

For 2024-2025, Santa Barbara ranks No. 6 on the list of Most Expensive Places to Live in the country, according to U.S. News & World Report. (It should be noted, though, that it also ranked No. 4 for Best Places to Live in California.)
The median household income in Santa Barbara was about $98,350 in 2022, nearly $23,000 more than the national median household income.
The highest individual income tax rates can be found in California, and Santa Barbara is no exception. The income tax rate for residents can reach as high as 12.3%, depending on income and filing status.

Q: Is Santa Barbara cheaper than L.A.?
A: Not by much. Overall, the cost of living in Santa Barbara is about 4.5 percent cheaper than in Los Angeles. The costs of utilities and transportation here are a little cheaper than in L.A., but everything else in Santa Barbara (housing, health care, food, and miscellaneous) is more expensive.

A luxury home in Santa Barbara, California.

2. Housing Costs in Santa Barbara Reflect the High Cost of Living.

One of the biggest factors affecting the cost of living in Santa Barbara is housing costs. But just how expensive is Santa Barbara? The average home value is a staggering $1.8 million, while rent for a one-bedroom apartment averages around $2,950 a month (for about 700 square feet). According to Niche, most residents (59 percent) are renters. But finding an affordable — or relatively affordable — place can be challenging, so be sure to start your search well in advance of your move.

Part of the reasoning here behind high square-footage costs is that there are tight restrictions on development — plus, as mentioned earlier, this is a small city that’s in high demand. A lot of the wealth here is inherited by families living in Santa Barbara for generations, and that includes property.

Q: What salary do I need to live in Santa Barbara?
A: How much do you need to make to live in Santa Barbara? Between $67,000 and $152,000 annually (before taxes), depending on the size of your household. The average annual salary here is about $60,100, according to ZipRecruiter, or just about $29 per hour. How does that stack up to the Santa Barbara cost of living? Well, according to the MIT Cost of Living Calculator, the living hourly wage for one adult without children in Santa Barbara is $32.11. For a household with two adults (and no kids) where one is working, that number goes up to $41.98 per hour, while the living wage for a two-parent household (both working) with two children is $36.53.

3. The Top 3 Best Neighborhoods to Live in Santa Barbara Are Vastly Different.

Santa Barbara has plenty of incredible neighborhoods to choose from, but (for this article) we've narrowed it down to three of our favorites to help you answer the bottom-line question: Is Santa Barbara a good place to live? If you want to take a more in-depth look into some of the best places to live in "The American Riviera," check out our Top 5 Santa Barbara Neighborhoods.

Multi-family homes in Downtown Santa Barbara. — Stretching just 10 blocks, Downtown Santa Barbara is the heart of the city, with stylish multi-family homes just steps away from world-class dining.
(Source: point2homes.com)

1. Downtown Santa Barbara

Average rent (one-bedroom): $3,375
Average home value: $1.5M

Santa Barbara isn’t a sprawling city, but the heart of its action can still be found pumping downtown. Stretching less than 10 blocks, the district puts you in walking distance of oodles of things to do in Santa Barbara, including finding good restaurants, activities, culture, and events — all surrounded by gorgeous Spanish Colonial buildings.

A man looking out from a balcony at Isla Vista and the ocean in the distance.

2. Isla Vista

Average rent: $3,150
Typical home value: $1.59 million

Coming to Santa Barbara for school? This is where you want to be. Located next to the University of California at Santa Barbara (UCSB) campus, Isla Vista is pretty much exclusively for college cohorts — and there’s no end of things to do in Santa Barbara for students. With that in mind, expect budget-conscious businesses and a very social vibe — oh, and it’s close to the beach, of course!

A two-story residential home in Mission Canyon. — Mission Canyon, in the Santa Ynez Mountains, offers hiking trails with dazzling views, fine dining just a quick bike ride away, and easy access to all the fun things to do in Santa Barbara.
(Source: point2homes.com)

3. Mission Canyon

Average rent (one-bedroom): $2,675
Median home sale price: $2.1M

This neighborhood swaps the Pacific beachfront for dramatic canyons in the Santa Ynez Mountains. If you want easy access to hiking trails, hope to frequent the Santa Barbara Botanic Garden, or just love historic districts, this might be your “X marks the spot” for living in Santa Barbara. Bonus? It’s still just a 15-minute ride to the beach.

Other Santa Barbara suburbs worth considering:
• Montecito
• Goleta
• Summerland
• Carpinteria

An early morning aerial view of the city of Santa Barbara, its beachfront, and pier, with the mountains in the background.

4. The Central Coast Weather Is Delightful.

One of the best attributes of the area? The stellar weather in Santa Barbara. Temperatures typically range from the mid-40s to the mid-70s. And with an average of 283 sunny days per year, Santa Barbara residents have ample opportunity to take advantage of all the outdoor activities and events throughout the city. Add to that a mild Mediterranean-like climate — dry and warm in the summer, wet and cool in the winter — that’s typical in the area and less oppressive than some of the dry, desert-like areas found nearby in Southern California (lookin’ at you, Los Angeles). That being said, “June gloom” is a real thing here, and you can expect a dreary, lingering ocean fog in May and June.

Q: Why is Santa Barbara so desirable?
A: The city’s rich cultural flavor and agreeable climate make it a choice destination for vacationers — and a desirable home for generations of families. Living in Santa Barbara also means abundant natural beauty for surfing, sailing, and hiking — how can you top that?

Butterfly Beach in Montecito, CA, on a gorgeous summer day.

5. Life’s a Beach! Here Are the Top 5 Santa Barbara Beaches.

Pristine beaches are a trademark of Santa Barbara life, and lounging in the sand and surf is a favorite pastime of locals and tourists alike. The city has a handful of beaches, each with its own specific draw, though all sport a beautiful coastal breeze. (Just don’t forget your sandals. Tar balls are no joke, and they’ll leave their mark on the bottoms of your feet and shoes.)

1. Butterfly Beach
This gorgeous stretch of beach makes for perfectly envious Instagram shots and quite often sports a backdrop of equally beautiful beachgoers — even the occasional celebrity. It’s also a top spot for grabbing a cocktail as you watch the sun sink into the horizon.

2. Arroyo Burro Beach
Known as Hendry’s Beach to the locals, this is Santa Barbara’s premier dog-friendly beach. There’s even a DIY dog-washing station set up in the parking lot, so you can get all the sand and salt water off your pooch before heading home.

3. East Beach
Energetic beachgoers and families flock to East Beach for its active amenities, like bike rentals to ride up the coastal trail, beach volleyball courts for a little friendly competition, ample parking, picnic areas, restaurants, and restrooms. Plus, its two-block proximity to the zoo makes it easy to have a surf ‘n’ turf experience all in one day.

4. Mesa Beach
Tucked away at the bottom of numerous stairs behind More Mesa Park, this natural beach is a local favorite (and secret — shhh!). It’s split between a standard, suited section to the left and an unofficial, clothing-optional section to the right. Just bare (pun intended) in mind that there are no facilities here; it’s simply a beautiful beachfront.

5. Leadbetter Beach
If a college-aged crowd, BBQ grills, and lots of activity sound like your thing, then grab your friends and a couple of burgers and head down to the always-popping Leadbetter Beach. Here you’ll find sun worshippers and surfers alike. It’s also a popular spot for windsurfing and beach walks.

Good to know: While Santa Barbara’s beaches are popular for surfing, the magic disappears in the summer months when the Channel Islands block all the swells. However, dedicated surfers accept they’ll just have to drive a half-hour to an hour to get around it and back on the waves.

A U.S. Forest Service truck is parked near a wild fire in the Santa Barbara area. Fires are a yearly problem in this part of the country. — No city is immune from all ills, and Santa Barbara is no exception — but preparedness is the key to weathering natural disasters.
(Source: U.S. Forest Service - Los Padres National Forest via Facebook)

6. Beware of Wildfires and Earthquakes.

Unfortunately, thanks to the dry summer heat, like in much of California in general, fires in Santa Barbara are a yearly problem. Whereas many cities have hurricane seasons, California has fire seasons. And in Santa Barbara, the high fire season starts as the humidity drops and the temperature and winds rise, usually around mid- to late-May, and lasts until October (or later). Fires can cause the normally clear and beautiful air here to be filled with smoke, though being on the coast does help.

Another natural disaster that affects Santa Barbara? Earthquakes. Although the city itself is not directly on a fault line, northern areas of Santa Barbara County rest near two that are related to the infamous San Andreas fault line. Earthquake preparedness is essential if you’re a resident of the city, as is bolting large furniture to the floor or walls.

The courtyard of a Santa Barbara restaurant is decorated with strings of lights and is fully packed with patrons enjoying an evening meal out. — Santa Barbara gives Napa a run for its money with dozens of wineries, restaurants, and tasting rooms.
(Source: Downtown Santa Barbara via Facebook)

7. To Wine and Dine Is a Bonafide Pastime Here.

Napa may take the gold when it comes to California wine country, but Santa Barbara can hold its own bling in the ring, too. Need some help with things to do in Santa Barbara? For starters, there are over 100 wineries in the Santa Maria and Santa Ynez Valley, many within a 30-minute drive of the city. Want a sneak peak? The 2004 Paul Giamatti film “Sideways” put Santa Barbara’s wine country on the map, at least on a wider scale. While no one is going to force you to drink Merlot (inside movie joke), be sure to try wines made from Chardonnay, Pinot Noir, and Sauvignon Blanc — all grapes that thrive in the climate and soil here.

If you’re not up for a winery getaway, the city has several tasting rooms where you can get your fix, too — a fabulous perk of living in Santa Barbara. In fact, it's a great way to preview what you’ll find outside the city, so you can plan your next outing itinerary. And while you’re at it, be sure to check out some of Santa Barbara’s top-notch restaurants. We recommend starting with these:

Students are walking through the gorgeous campus of Santa Barbara City College. The sky is a clear blue and you can see the mountains and ocean in the background. — Santa Barbara City College boasts cliff-top ocean views with the Santa Ynez mountains on the horizon.
(Source: Santa Barbara City College via Facebook)

8. Schools in Santa Barbara Are Top-Tier.

If prospective students aren’t deterred by the Santa Barbara cost of living, the experience of attending school here is rewarding on many levels. The University of California at Santa Barbara ranks 21st for Top Public Universities in America and 13th for Colleges With the Best Student Life in America, according to Niche. It’s a wonder anyone can get any good studying done, though, with an obscenely stunning cliffside campus, complete with its own beach and lagoon. And, perhaps not surprisingly, UC Santa Barbara earns Niche’s 2025 top billing as the No. 1 party school in America.

Santa Barbara City College (SBCC) isn’t anything to shake a stick at either. The SBCC campus boasts equally distracting cliff-top ocean views and ranks as the 22nd Best Community College in California.

Niche gives the public pre-K, elementary, middle, and high schools in Santa Barbara an overall collective A grade. Montecito Union and Cold Spring Elementary receive A+ grades from the site.

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A woman smiles as she looks through produce at a Santa Barbara farmers market. — Farmers’ markets throughout Santa Barbara offer a bounty of local produce, flowers, and other goodies.
(Source: Visit Santa Barbara via Facebook)

9. You Can’t Miss Out on These Top Things To Do in Santa Barbara.

Don’t be fooled by this Golden State city’s small size — there’s always a lot going on in Santa Barbara, and it’s usually outdoors. Folks here love anything that will help them break a sweat. They enjoy festivals and take advantage of the surrounding natural beauty as much as possible. Here are our top 10 things you must do in Santa Barbara:

Take a Hike

Hiking is a favorite pastime in Santa Barbara, where getting the blood pumping in your legs is rewarded with gorgeous views and fresh coastal air. Some top trails at different difficulty levels include the Arroyo Burro Beach Loop (easy), Inspiration Point (moderate), and Tangerine Falls Trail (hard).

Shop a Farmers’ Market

Santa Barbara goes big when it comes to fresh produce with farmers’ markets six days a week in either Santa Barbara or nearby towns like Solveng, Goleta, and Montecito.

Celebrate the Summer Solstice

What started out as a humble birthday event thrown by local artists has grown into a full-scale annual celebration that the whole town looks forward to. Ring in the summer season with a colorful parade, musical performances, and a vibrant vibe that draws more than 100,000 spectators a year.

Peruse the Shops on State Street

While admittedly a bit more of a tourist activity, Downtown Santa Barbara’s State Street La Arcada Plaza is still a popular way to spend a sunny afternoon — especially if you enjoy shopping at boutiques, people watching, or soaking in the bustling atmosphere.

Catch a Flick at the Santa Barbara International Film Festival

This is another can’t-miss annual Santa Barbara event, where you’ll get a first look at hundreds of films from all over the world. Held early in the year, this festival lasts a whopping 11 days and features awards, a red carpet, and interesting Q&A’s with actors, directors, and filmmakers.

Dancers in matching dresses perform at the Old Spanish Days - Fiesta celebration in Santa Barbara, California. — Every August, Old Spanish Days Fiesta welcomes visitors from around the world to celebrate Santa Barbara’s Spanish, Mexican, and Indigenous heritage.
(Source: Old Spanish Days Fiesta via Facebook)

Celebrate Santa Barbara’s History and Culture at Old Spanish Days Fiesta

For nearly a century, Santa Barbara has been throwing a huge party every year to honor its Mexican, Spanish, and Indigenous American history through educational events, performances, dances, and more. If you haven’t figured it out yet, Santa Barbara loves to celebrate!

Flutter by the Coronado Butterfly Preserve

We’ve already established that Santa Barbara is beautiful, and having its very own butterfly preserve only further proves our point. As part of The Land Trust for Santa Barbara County, this attraction is a must-visit for butterfly lovers. Go between November and February and you’ll find yourself surrounded by countless migrated monarchs hanging around until winter passes. Equally as beautiful? It’s free!

Explore the Channel Islands National Park

Hop aboard an Island Packers cruise for a quick trip to the Channel Islands, a heavenly, rugged national park that feels many miles away from California. Be sure to put on your hiking shoes, though, because once you’re here, these “Galapagos Islands of North America” are walking-access only.

A whale is breaching in the deep blue waters off of Santa Barbara.

(Source: Condor Express Whale Watching via Facebook)

Have a Whale of a Time

Did you know you can go whale watching in Santa Barbara? Tack this onto the long list of nature-based experiences available in this coastal paradise. Depending on when you go, you can spot blue whales, humpback whales, gray whales, minke whales, and fin whales — you may even spot some dolphins, too.

Come Out for 1st Thursday

Joining the party in Downtown Santa Barbara for the “1st Thursday Art Walk” (on the first Thursday of every month, obvi) is a great way to get to meet your neighbors, soak in some local art and music, and grub up on your (new) favorite eats.

10. Santa Barbara Introduced Avocados to California — And Celebrates Them Every Year.

California is practically synonymous with avocados, and the state has Santa Barbara to thank for bringing the avocado up from Mexico back in 1871. The love for this green fruit has endured, and you can help celebrate it every year in Santa Barbara County at the California Avocado Festival (AVOFEST) held in Carpinteria, 11 miles south of Santa Barbara proper.

11. Santa Barbara Is as Laid Back as They Say.

Santa Barbara isn’t a huge metropolis like San Francisco or Los Angeles. While there are always plenty of things to do in Santa Barbara, you won’t find the hustle and bustle of California’s bigger cities in this coastal town. What you will find is a chill day at the beach, relaxing brunch spots, live entertainment, and top-notch dining. If that sounds like a lifestyle that strikes your fancy, this is the place for you.

Make the Move to Santa Barbara With PODS

So is it paradise, after all? If you’ve been persuaded to make the move to Santa Barbara, we can help you get there with our flexible moving and storage options. Starting from square one? No problem! Download our comprehensive moving checklist, find out how to vet moving companies and services, and learn the ins and outs of packing for a long-distance move.

Alex Keight is a frequent contributor to the PODS Blog who has moved 25+ times because she loves to experience new places.

Editor’s note: For ease of reading, monthly rental prices were rounded to the nearest $25 and home values were rounded to the nearest $100.